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Privacy Policy


Privacy Policy Statement

Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.
 
As a member of our credit union, you also have a responsibility to safeguard your financial information.
 
To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy:

Categories of information collected by Sabine Federal Credit Union
We collect nonpublic personal information about you from the following sources:
* Information we receive from you on applications or other forms;
* Information about your transactions with us, our affiliates, or others; and
* Information we receive from a consumer reporting agency.
 
Categories of information disclosed by Sabine Federal Credit Union and parties to whom information is disclosed
We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.
 
Service provider/joint marketing exception
We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
 
Confidentiality and security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
 
Our credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services -- no more.
 
Our credit union will protect your personal information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
 
You will always have access to your information. As a member of our credit union, you as will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.
 
Our credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
 
Our credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.

All members will be informed of our privacy policy.  New members will receive a copy of our policy in their new account packet.  Existing members may request a copy at any time.  All members will receive a copy of our privacy policy on an annual basis.

Website Link Disclaimer

Links to outside websites are provided solely as a convenience to you. If you use these links, you will leave the Sabine Federal Credit Union website. These links will take you to an alternate website not operated by the Credit Union. The Credit Union is not responsible for the content of the alternate website. The Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by the Credit Union.
 



We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

SABINE FEDERAL CREDIT UNION
1939 Strickland Drive
P.O. Box 3000
Orange, Texas 77630
409-988-1300 or 1-888-319-SFCU