THE ICE CREAM IS HERE!

We will be serving ice cream to our members every Friday this summer from 3:00 p.m. to 4:45 p.m. Stop by and get a sweet treat!

REGULATION GG/INTERNET GAMBLING NOTIFICATION

Pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, 'restricted transactions' such as those in which a person accepts credit, funds, instrumnets or other proceeds from another person in connection with unlawful Internet gambling are prohibited from being processed through your account or relationship with Sabine Federal Credit Union.

HOME BANKING UPDATE

Our home banking system has recently been updated.  As a result of this update, you may be required to update your internet browser.

NCUA MEDIA RELEASE: Orange County Employees Credit Union Closes; Members Now Served by Sabine Federal Credit Union

June 9, 2010, Alexandria, Va. -- The National Credit Union Administration (NCUA) was today appointed liquidating agent of Orange County Employees Credit Union (Orange County Employees) of Orange, Texas, by the Texas Credit Union Department today.

NCUA has signed an agreement with Sabine Federal Credit Union (Sabine) of Orange, Texas, to assume the assets and liabilities of Orange County Employees.  Orange County Employees members will experience no interruption of credit union service.  Their accounts are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) up to at least $250,000.

Members will now be served at two locations, the existing office located at the Orange County Court House Annex, and the Strickland Drive location.  The former Orange County Employees Credit Union will be closed Thursday, Friday, and Monday, reopening on Tuesday, June 15 as Sabine Federal Credit Union. All members of Sabine Federal Credit Union can be served at both locations.

GOT ODP?

Your car breaks down while you're away from home. You need to get it fixed, but you don’t have cash or a credit card, and you don’t have the money in your checking account. With Overdraft Privilege, you could use your debit card and the transaction will be approved up to your Overdraft Privilege limit.

You've evacuated for a hurricane on Wednesday evening. You now have unplanned expenses for hotel, gas, and food. Your paycheck won’t be deposited until Friday. With Overdraft Privilege, you could use your debit card and the transaction will be approved up to your Overdraft Privilege limit.

Recent regulations will change the way that the Overdraft Privilege (ODP) program works. Members will now be required to "opt-in" to this free service. Please CLICK HERE for the informational letter, discretionary overdraft privilege policy, and opt-in form. You can print your form and deliver or mail it to the Credit Union, or you can simply call us at 988-1300 to opt-in.

SHARED BRANCHING - YOUR LINK TO MORE LOCATIONS

In today’s busy lifestyle, we know that convenience is a top priority. That’s why Sabine Federal Credit Union has joined a national network of cooperative credit unions called shared branching. This will give our credit union members easy access to your accounts at thousands of locations nationwide. At these locations, you can deposit, withdraw, or transfer your money. You can also make loan payments. Simply choose the participating credit union that is most convenient for you to conduct your financial transactions just as you would at Sabine Federal Credit Union. All you need is your account number, identification, and the name of our Credit Union. Take a moment and go online to www.cuservicecenter.com to locate over 3,990 credit unions participating nationwide in the shared branching network.

UPDATE TO FUNDS AVAILABILITY POLICY

The final consolidation of the Federal Reserve check-processing regions has occurred, resulting in a single check processing region in the United States. As a result of this change, all deposited checks will be considered local and there will no longer be any checks that are nonlocal for purposes of your credit union's funds availability policy. That means that instead of a five day hold, there will only be a two-day hold in most cases where holds are placed.

MYMONEY IS HERE!

MyMoney™ is an innovative online banking application made especially for Facebook that lets users manage their finances right from their Facebook profile, simply and securely! The MyMoney™ application was designed with multiple layers of security to protect data and accounts. With MyMoney™, members can conveniently view account balances, review history, transfer money between accounts, and much, much more.

LOBBY NOW OPEN LATE ON THURSDAYS

For many years, our drive-thru has been open until 6:00 p.m.  Now, our lobby will also be open until 6:00 p.m. on Thursdays!  That means full service, with tellers, loan officers, and accounting representatives available to assist you.

*CAN YOU SPOT A SCAM?*

Test your marketplace savvy. Take the Grand Scam Challenge at http://www.ftc.gov/grandscam to see if you can tell the difference between fact and fiction. Then click on popular links about how to build a better credit report, get credit, prevent identity theft, spot miracle health claims, and handle telemarketing calls.

Sabine Federal Credit Union would like to encourage ALL of our members to be on guard and don’t be a victim of fraud. There have been several attempts to retrieve personal information from our members, but these members are savvy and did not take the bait. They shared their stories with us so that we can help prevent others from fraud. Please note that several of these scam artists have perfected their techniques to make the request seem authentic, like it was sent from a legitimate source. The main thing to remember is to NEVER, ever give out your account number, social security number, user names, passwords, PIN (personal identification numbers) or any other personal information to a phone call, text, or email which you did not initiate.